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| Posted By: mmmmaker 11/12/2006 12:32:00 AM | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
who is this smashley [Edit for profanity]?
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| Posted By: mmmmaker 11/12/2006 12:32:00 AM |
i aint gettin a job [Edit for profanity] half of my listing was a lie ne way i was really plannin to get an apartment so i can get the [Edit for profanity] out of this house. i still woulda paid it back early, and all the facts were true. only part i lied about is leavin out i wus goin get an apartment. [Edit for profanity] |
| Posted By: mmmmaker 11/12/2006 12:09:00 AM | |||||||||||
[Edit for profanity]
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| QUOTE (RogWilco @ Nov-12-2006 12:04 AM) |
| As entertaining as these many threads have been, I'm beginning to think that it would be in Cory's best interests if we all refrain from posting anything that might provoke a reaction (even rational and sound advice - something I would LOVE to receive on my thread, wink wink). Based on my observations of his behavior on these forums, I have no doubt that he suffers from a personality disorder. If it is indeed narcissistic personality disorder, it sounds as though what he is saying is not what he actually feels (at least subconsciously). If this behavior is rooted in a deeper sense of inadequacy, calling him immature, arrogant, delusional, etc. is only going to add fuel to the fire. While it may not have as much of an effect as a childhood of disconnect with his parents, it certainly cannot help. Cory will have to decide for himself to seek help. He must make the acknowledgment of his condition, and decide what to do. We cannot do that for him, and attempting to reason with someone in this state of mind is futile. I imagine he may try to attack me for this post, but perhaps on a deeper level he will understand that I am speaking with his best interests at heart. So, let's all give him a break. I think what he needs right now more than ever is compassion, understanding, and patience - not ridicule and criticism (which would certainly be due, if we were dealing with someone of a stable mental state). So Cory, I really do hope the best for you. You may not be in a state to understand that now, but perhaps in the future you might. Best of luck and I hope someday you succeed in reaching your dreams. |
| QUOTE (oregonguy @ Nov-11-2006 08:58 PM) |
| My question is why do you need $25,000 to start a website? I started a website that has produced a quarter of a million dollars in revenue, and it cost me less than $500 to get started. You also mention even if the site fails, you will pay off the loan in 18 months. Even if your income is 100% used for the loan at $1200 that is still only $21,600. You're young...I think the advice of getting a job, establishing credit, and saving to get started is the way to go. |
| QUOTE (DarthBreezy @ Nov-11-2006 09:03 PM) | ||
*bites toung* MY site compleated for quite a bit under 1K - Heck, building a website is EASY - you can even down load basic plug and play templates for under 50$ to get started.... |
| QUOTE (SoCal24 @ Nov-11-2006 09:06 PM) |
| WOW you are beyond help. You are unwilling to listen. I reccommend you join the Marines or the Army and learn about real life. Also you need to GROW UP. Holding back tears because you didn't get funded and refusing to get a job. You want us to bid on you and you have no way of paying us back. Oh I forgot you mention you will keep 5,000 to pay back. WOW that's an awesome investment, put in $25,000 and get back $5,000 guranteed (That's about the dumbest investment idea I heard in my life). I believe you would have a better chance by just asking for the money without mentioning your wonderful investments and how you will pay back and refusing to get a job. Oh you will now also want me to get hit by a semi too huh? LOL Bring it. You are the lucky one behind the computer since I'm sure NO ONE here agree with you. GET A JOB AND GROW UP socal24 |
| QUOTE (Mark12547 @ Nov-11-2006 09:13 PM) | ||||
Just what is wrong with someone giving you good, solid advice? Prosper doesn't work for everyone. If your wonderful web site is indeed as good as you think it will be, it will be good if you start it in two years, owned by you, clear and debt free, not worrying about loan payments on top of all your other expenses. (Debt adds risk to most ventures.) Meanwhile, is there opportunity to get exposure to whatever the content of your site will be offering so you will have more knowledge on the subject? Or to get experience developing web pages or doing web programming? That way, while building up sufficient savings, you will also be better prepared to handle the web site. If this is really your dream, what you have is a "Not yet!", not a "No!" It is still quite possible that in a few years you will look back and think that the "Not yet" you received from the Prosper community was actually good. |
| QUOTE (allout6 @ Nov-11-2006 09:19 PM) | ||||||
Once again: You're a kid, with no proof of money management or any past credit history and you're asking for 25 thousand dollars. Maybe the fact that you've never had a job contributes to your ignorance in the understanding of how much money this is. You EXPECT lenders to give you the money based on NOTHING. BASED ON A CALCULATION FROM A KID WITH NO COLLEGE DEGREE, NO STRONG EVIDENCE AND THE MATURITY OF A KID STILL IN HIGHSCHOOL |
| QUOTE (oregonguy @ Nov-11-2006 09:27 PM) |
| Please. do stop posting! Read through all the postings though. It isn't that everyone else is stupid and wrong, and you are right. Anyway, I really did start my site with around $500. I was working full-time, and did it as a part time venture. Registering the domain I think was $35. I used a program called html assist, which I think cost about $50. There was a business license, that was probably $50 at the time, and some money for advertising. I had a niche business, I created a brochure and went through trade journals and mailed out letters. To start with, I probably mailed out 500 - At the time, that was about $145 in postage, and about another $100 in printing and envelope costs. (It was pretty low tech, but it worked) - I paid for 3 months of web hosting, that was $75. Let's see, that is $455. I eventually put more into the business, I remember paying $600 for a scanner in 1996...Up until then, I had access to someone else's scanner. I couldn't afford to start with one though it was important for my business, but I made due until I could afford to re-invest in my business. I eventually did computer upgrades, etc. I started this business 11 years ago, it has never been a full time gig for me (and it hasn't taken a majority of my time) and it has produced an average of $25,000 a year in revenue for me...all started from under $500. It CAN be done without putting $10,000 into security and back-up, whatever the heck you mean by that. |
| Posted By: mmmmaker 11/11/2006 9:36:00 PM | ||||||||||||||||||||||||||||||||||||||||||||||||||||
whose next.
Pay attention. Do you suffer a learning disability? Is it hard for you to understand? Let me explain it in preschool step by step sentences -i-have-0-in-bills-0-in-cost-of-living -i-have-1200-1500-optional-income. -even-if-no-one-will-hire-me-most-of-my-family-is-in-management-positions-with-documentation-resumes-faxes-ect-for-proof Now, let me re-explain all of this for you. Pay attention this time. Fact: $10,000 in spending\emergency\loan payment\back-up\other with over $5000 ($5300, $5500, $5900, idk.) left even if I make $0 [Making under $10,000 is mathematically proven impossible. Equation: High quality product\service + large amount of targeted traffic + inexpensive + huge market+demand + new, creative, original, at high risk for copycat, fresh, appealing + skills + aggressive promotion + unique methods of generating sales (Even manually) + affiliates selling memberships + knowledge + money + visually appealing + easy to run + manual sales = guaranteed sales, even if it is only 100 or 200 during the whole 6-12 months.) But let us just say something happens, my site gets attacked by the strongest hacker force on the planet and surrounded at all angles my multi-national hackers. I make $0. I sell for $0. Fact: I still have $5000+ left. I would then get a job, and make $1200-$1500 payments on the loan each month. We both know I'll make over $10,000, it is mathematically proven and I refuse to allow anyone to argue with it as it is a solid fact. Even if I did only sell 100-500 memberships and make under $10,000 that still gives me $10,000-$15000+ after I sell the site. That is a $10,000+$15000 deposit followed by $1200-$1500 deposits (Since I've got to do it manually on prosper) each month. 18 months or less, just like I said the whole time. My credit goes up, looks great on record, I've proven myself worthy of funding, and was so secure and safe that my first go at semi-pro didn't cause me any problem, trouble, debt, risk, nothing. Clean operation from start to finish.
"I believe the legal age to work is 16? So where did you work? Did your daddy and uncle that are MANAGERS get you a job? You must surely be proud of them? How long did they have to work at McDonalds to get that far up?" My reply: Kroger, legal age is 14 in Dublin, OH. Look it up. I gave group leader W2 forms that prove it. The rest of what you said is trash, come harder next time. "And with somebody that is so highly educated and intelligent such as yourself, your only proof that you could obtain a job is because of your father or your uncle. Somebody that is so intelligent, as you proclaim yourself to be, and is not in college or trade school to try and further better himself....only shows your ignorance in the inability to manage your life and future." My response: Thank you for noticing my intellect, I knew you would come around. It is true, I'm lucky enough to be able to look to family in the event I can't get a job (We all can tell I can get a job doing something with computers, let us not be as foolish as "allout") "Please...get a life. I think that you lack the understanding people in this world work hard for their money and aren't going to hand it out to a punk kid such as yourself." My response: Further proof of your weak minded childish intellect that is no where near capable of having a serious debate with someone so incredibly intelligent (As you so kindly complimented me (sarcasm)) as myself. Slaughtered. That is a big hole I just stomped in your head. Everyone see that? Someone get a close-up.
You said: "His problem is that his optional money is from getting a job when he wants it, either with his uncle or dad. That's the problem with some kids these days, they don't have to work for anything. It's about who they know and not what they make happen by themselves." My reply: QUOTE FROM ME "even-if-no-one-will-hire-me-most-of-my-family-is-in-management-positions-with-documentation-resumes-faxes-ect-for-proof" Which is proof you have no clue what you are talking about. I never said I planned to work at a familys place or get them to get me a job, I said it is a last resort, clearly, multiple times all over this whole board. You are truly showing how stupid you really are, serious. I suggest you stop before I further slaughter you, serious. "He has been given a handout for everything and that's they only way he can get a job and that's why he thinks he can walk on here...throw out a few numbers with a small description as to where the money would go and think we'll all hand him the money. " See? Everything is false, incorrect, and a lie\twisted. Take a read over the slaughters I just gave you, and wake up to the reality you are losing horribly at trying to debate with me. Sorry bud.
No hand-out, just a back-up\last resort to protect my chance to build a PERFECT record. I will have no late payments or mistakes or errors, ever. I'm too safe, to thought-out, to cautious. Something big would have to happen, like a economic depression.
"Basically that is saying, my family will back me up if I get behind so I dont have to work?" My reply: No, I didn't say that, nothing like that, nothing close to that, nothing similar, nothing related, nothing. Pay attention and read. The rest of your reply was about the same incorrect information you incorrectly perceived.
Coward, you know you got slaughtered with 2 replies filled with incorrect information, false perceptions, lies, twisted truths, mistakes, errors, the list goes on man. I know you are jealous of my greatness, know how? Because none of you gave this hard of a time to others - and they had ruined credit and huge list of other bad things going for them - yet you don't say to them "Why don't you just get a job, buy all off-brand foods, wipe your a** with your fingers - then you won't need the loan and can save hundreds per month!" and they have physical proof you can see and view of bad decision making, bad money management skills, bad credit, and no real drive to better their life or secure their future (Majority) Yet with me, you attack. Why? You're jealous\envy. If you knew how messed up things are right now, you surely would not envy me or be jealous of anything but my site\mind. And that is how I know you're all hating. It is programmed into mans mind. You see someone with a pile of food bigger than yours, and you want the food, maybe fight for it. You creep in the bushes and gaze at the other persons pile and feel envy - it is a natural animal feeling (Humans are classified as animilia - google.com) Otherwise, you would of treated me with the same respect you treat people who come here "I need help! please!" begging for money because they messed up, EVEN though they have the power and knowledge to make it right. (Not in all cases, don't get me wrong) Proof of your envy. I don't mind, I'm used to it. I had one of the most original and well organized listings (not THEE most, one of the most) yet no one says "hey nice listing" From the very beginning, you all started in with attacks - not questions - but attacks\sarcasm\disrespect\rude remarks. Fact - check the forums for proof.
You said: " No matter how great his web site content is, if his sales technique is as ... weak ... on attracting subscribers and eventually a purchaser of his fantastic web site, the profits just won't be there." My response: As I've already made clear - Even if it does profit $0, the loan will still be paid off in about the same amount of time with $5000 securing the impossibility of a late payment. Don't ask me how - find out for self by reading my posts. I'm sick of you bringing in foolish unintelligent replies to my thread - stop it.
False. Quote from profile: I?ve been unemployed the past 3 years because once I moved here to FL due to my father receiving a promotion and the company moving us (fully paid for) I got serious with launching a big career and cut all my expenses (Including car payment, car insurance, gas, entertainment, clothes, cell phone minutes, everything.) to give me the full $1200-$2000 from a job in the event I would need it in an attempt to better my chances of getting a bank loan. (I got declined.) I've tried multiple times to get loans, before I signed up to prosper in May. read the detailed information, links are somewhere. You don't deserve for me to link you to them.
I choose to live at home to benefit my career - as stated before. I will continue to live at home until my career is launched - it is recommended on several sources, fool. I'm doing the intelligent thing. Moving out would take away a lot of options and make my chances of getting a bank\other loan harder See, you're so unintelligent and foolish - the things that come from your mouth are nothing less than stupid for lack of a better word...just stupid man lol. You've been slaughtered multiple times, and every sentence you typed has been dominated and won over. Give up - you can't beat me.
you said: "Well, if you would have had a job for the past three years and been saving you would have enough money now to start your business. But you haven't. You have sat on your ass and let your mommy and daddy pay for everything for you." My response: Fact: The majority of all large\medium expensive businesses\sites are took out with loans. It is the american way - they do not spend years saving $25,000-$50,000-$100,000. I'm sure some do, but majority do not. What you just said is one of the most unintelligent things I've ever heard, easily. "Why don't you just get a job and save for 3 years! if you would of saved for 3 years blah blah" LOL. What a fool man. "You're pathetic. I've wasted enough time in this forum on you...." My response: AKA: damn, i attacked this dude and he slaughtered me, I better get out of here "You need to consider growing up and not rely on your parents for everything. 25 THOUSAND AND YOU STILL LIVE WITH YOUR PARENTS?!? You are insane." Living with my parents was an intelligent and recommended move - a display of my ability to better my situation. Stop acting like I'm some teenager working a mcdonalds job who stays out until 3 in the morning drinking and still lives with their parents. Also, I never said I was relying on my parents - only as a last resort\emergency. Further, a large portion of the entire american population including african americans living in a single parent home look to their parental guardian for emergency\last resort - proof you are envyious and jealous of me. You're trying to make me out to be something I'm not, and you failed horribly at it as I have defended my status to the fullest and completely stomped on your every sentence with ease and little effort. Fool Seek Help. :lol:
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