Tuesday, January 19, 2010

Cory Duval - The Stealth Loan

No, this blog is not dead. It was paused to give Cory Duval a chance to face reality. He has chosen to pass on reality and continue his operations in cyberspace to whitewash his past and hide his actions, seeking deletions from forums, and amending his Ripoff Report (which remains accurate).

So: this week, we shall revisit the $1250 he managed to steal from Prosper's lenders, and the circumstances surrounding it. However, unlike Cory, I actually have a job. So updates will be this week, as time permits.

Tuesday, December 22, 2009

Cory Duval's Final Prosper.com Post

Cory's final post before Brian pulled the plug...

You might think the story ends there. Just his forum posts provide a novel's worth of reading, with ups and downs and subplots and triumph and agony and hubris and all the great things one looks for in forum threads.

But this was not the end of the story. Chastened; blocked from the forums, a pariah at Prosper, Cory still had a card up his sleeve...

Tune in tomorrow for more of The Real Story of Cory



Posted By: mmmmaker 11/12/2006 1:09:00 AM
[edited for profanity]

Cory Duval Threatens Suicide

So, Cory's rampage, which lasted six hours when he learned his loan wouldn't fund, culminated in a hail of F-bombs. He does manage to threaten suicide in the middle, suggesting for the second time that he'd do something to end up on the news.

He finally trails off around 1:45AM... Perhaps after sleeping it off he'll be in a better mood in the morning?

Key phrases: "ull hear bout me on the [Edit for profanity] news when i jump off the [Edit for profanity] buildin wit a sick letter in my pocket" "i hate everyone n everything" "hope u get hit by a [Edit for profanity] car." "I DONT GIVE A [Edit for profanity] WHAT IS ON GOOGLE, WHAT EMPLOYER KNOWS WHAT, I DONT GIVE A [Edit for profanity]" "HOPE U ALL GET CANCER N LOSE A CLOSE FAMILY MEMBER"



Posted By: mmmmaker 11/12/2006 12:32:00 AM
who is this smashley [Edit for profanity]?

Posted By: mmmmaker 11/12/2006 12:33:00 AM
dead weather.

osted By: mmmmaker 11/12/2006 12:34:00 AM
listing withdrew.

[Edit for profanity].

Posted By: mmmmaker 11/12/2006 12:35:00 AM
shut up smashley u aint hurd [Edit for profanity]

ull hear bout me on the [Edit for profanity] news when i jump off the [Edit for profanity] buildin wit a sick letter in my pocket

Posted By: mmmmaker 11/12/2006 12:36:00 AM
[Edit for profanity]

QUOTE (smashley @ Nov-12-2006 12:33 AM)
I just heard about this from some people...you are gaining popularity all over the internet


Wait, was this the master plan all along?

shut the [Edit for profanity] up n get out my thread [Edit for profanity].

aint no masterplan, aint nothin, its all lies.

i aint [Edit for profanity]

buttuh broken mind n body

physically\mentally incapable of working

i hate everyone n everything

especially me.

n now i hate u

hope u get hit by a [Edit for profanity] car.

QUOTE (Urbi_et_Orbi @ Nov-12-2006 12:39 AM)
I think he's doing this in the hope that it will cause the thread to be deleted - and he can clean his tracks.

I vote for it to be kept "as is."

[Edit for profanity] r u dumb? i just said i messaged all the [Edit for profanity] top bidders on prosper.com so they report me

mise well leave wittuh bang

QUOTE (lerchinc @ Nov-12-2006 12:40 AM)
Your stupidity knows no bounds.

This is just proof positive that some people do not need to be funded...

shut up [Edit for profanity].

QUOTE (RogWilco @ Nov-12-2006 12:42 AM)
. . . and thank you for that. There's this really crazy movie on the SciFi channel that I haven't been able to watch :(

I really need to get a TIVO.

what a faggot homo.

QUOTE (lerchinc @ Nov-12-2006 12:43 AM)
there ya go..such a wise response...

Please go to bed and allow the lenders to be enticed to bid on loans for people that need them :)

Thank you drive through

[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:46:00 AM
[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:46:00 AM
QUOTE (Epictetus @ Nov-12-2006 12:45 AM)
QUOTE (Tokyo Joe @ Nov-12-2006 03:40 AM)
QUOTE (Urbi_et_Orbi @ Nov-12-2006 12:39 AM)
I think he's doing this in the hope that it will cause the thread to be deleted - and he can clean his tracks.

I vote for it to be kept "as is."

I would hope so, too. Locking it will suffice.

Yes. Should be preserved. As others in the past should have. Shame it can't locked right now, though.

Well, I have to get up in about 5 hours, so I guess it's time now really to do what I ought to have done a few hours back, go to bed.

(mmmaker - truly, son: get help. It's there. Things *can* be better.)

[Edit for profanity]

QUOTE (lerchinc @ Nov-12-2006 12:46 AM)
ah im going to bed. I was hoping he would get original...But seems as though that one brain cell is going over time...

[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:48:00 AM
so much for a [Edit for profanity] god right.

wit the retarded [Edit for profanity] 'Bid' thing

aint no [Edit for profanity] god\nothin


[Edit for profanity]

QUOTE (RogWilco @ Nov-12-2006 12:48 AM)
QUOTE (DarthBreezy @ Nov-12-2006 12:44 AM)
QUOTE (mmmmaker @ Nov-12-2006 12:43 AM)

what a [Edit for profanity] [Edit for profanity].

Hmmm, would that make him a bundle of stick people?

:P

:lol: :lol: :lol:

Speaking of which, someone change the twine that's holding me together - it's getting really itchy!

[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:50:00 AM
aint no fight, aint no reply, aint nothin.

i aint sayin 1 word or lookin at 1 [Edit for profanity].

[Edit for profanity]

not 1 word otha den "i dont care" n "i dont know"

Posted By: mmmmaker 11/12/2006 12:52:00 AM
[Edit for profanity]

Posted By: mmmmaker 11/12/2006 1:05:00 AM
QUOTE (Mark12547 @ Nov-12-2006 01:01 AM)
QUOTE (mmmmaker @ Nov-12-2006 12:47 AM)
**** you ...

Just like in the past, you are repeating yourself without adding any substance. Repeating yourself now, just as when you claimed you didn't need any help from people who have been designing web sites for over a decade, or repeating that you have supplied proof when all you expressed was an intent (really not even good enough to call it a plan), doesn't help your arguments.

My recommendation is to get some sleep, then seek help. It wouldn't surprise me if after a good night's sleep you are locked out of both the forums and the main Prosper site.

[Edited for profanity]

Posted By: mmmmaker 11/12/2006 1:12:00 AM
[Edit for profanity] the prosper site and that [Edit for profanity] chris larsen.

i dont givvuh [Edit for profanity].

Posted By: mmmmaker 11/12/2006 1:13:00 AM
QUOTE (Mark12547 @ Nov-12-2006 01:13 AM)
It wouldn't surprise me if part of this thread ends up being captured by web crawlers and search engines, such as Google. Once captured in a web crawler, one's words can have an embarrassingly long life.

Just like any public forum, it is best to not say anything you wouldn't want your mother or your best friend to read.

[Edited for profanity]

QUOTE (Tokyo Joe @ Nov-12-2006 01:14 AM)
Incidentally, before we let Muleshoes off the hook entirely, let us remember that this guy's instability was obvious to all even before Muleshoes took him in.


Group Endorsement:

Hello, Cory has been Extremely responsive and hands on as a group member. He began communication with me before I closed my group to membership and as such I welcome him with open arms. He has been persistant and respectful and I consider this a very low risk listing. Most importantly, it is a gleaming opportunity to welcome a creditworthy 'NC' into the Prosper system. In Good Faith - MuleShoes

This is why I'm really not big on groups and GL's. A "good" group would have weeded this guy out at the start. And would have refused to approve his listing.

But never mind...

[Edited for profanity]

Posted By: mmmmaker 11/12/2006 8:41:00 AM
I DONT GIVE A [Edit for profanity] WHAT IS ON GOOGLE, WHAT EMPLOYER KNOWS WHAT, I DONT GIVE A [Edit for profanity]

I DONT GIVVUH [Edit for profanity] IF I NEVER GET ANYTHING [Edit for profanity]

UR MISSING THE POINT, IT IS OVER FOR ME, IM DONE.

I HAVE NO OPTIONS OR CHOICES

U STUPID [Edit for profanity]

I HOPE ALL THIS [Edit for profanity] IS IN GOOGLE AND EVERY BANK AND EMPLOYER IN AMERICA READS IT AND DECLINES ME, IM DONE EVEN TRYING

I AINT GETTIN A JOB, A LOAN, I AINT EATING, I AINT DOIN NOTHIN.

IM DONE, DEAD, GONE, THROUGH.

GET THE [Edit for profanity] OVER IT.

[Edit for profanity]

THIS IS MY LAST POST, I'VE UNBOOKMARKED THE [Edit for profanity] SITE N HOPE U ALL GET CANCER N LOSE A CLOSE FAMILY MEMBER

I HOPE UR FUCKING KIDS HAVE A HORRIBLE ACCIDENT AND GET HURT N DIE

I HOPE UR HUSBANDS N WIVES GET IN A CAR ACCIDENT

I PRAY FOR PAIN AND HORROR ON ALL OF YOU AND YOUR FAMILY.

GOODBYE [Edit for profanity] IDIOT[Edit for profanity] [Edit for profanity]

[Edit for profanity]

Note: he posted the above post three times consecutively.



Cory Duval Admits Fraud All Along

Having said something brutal about everyone remotely connected to Prosper, from the lenders, to the forum administrator, to customer service, he decides to nyah nyah us about how he was just scamming us anyway. He wanted to take the money so he could get his own apartment.

Key phrase: "half of my listing was a lie ne way"

Posted By: mmmmaker 11/12/2006 12:32:00 AM
i aint gettin a job [Edit for profanity]

half of my listing was a lie ne way i was really plannin to get an apartment so i can get the [Edit for profanity] out of this house.

i still woulda paid it back early, and all the facts were true. only part i lied about is leavin out i wus goin get an apartment.

[Edit for profanity]

Cory Duval Burns Every Bridge

At this point, everyone was too afraid to say anything to Cory. But he kept right on posting up a storm. Some of the completely-edited posts originally said "FUCK YOU" thousands of times, kind of like the book Jack writes in the Shining.

Key Phrase: "Im bout to email prosper custoemr service n cuss out the [Edit for profanity] so they terminate my account n get a good memory of who the duval kid is in their system."

Posted By: mmmmaker 11/12/2006 12:09:00 AM
[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:10:00 AM
iight [Edit for profanity] it then [Edit for profanity] alla yall.

Im bout to email prosper custoemr service n cuss out the [Edit for profanity] so they terminate my account n get a good memory of who the duval kid is in their system.

[Edit for profanity].

<<<>>>, <<<>>>
Posted By: mmmmaker 11/12/2006 12:12:00 AM
bout to solicit funds from all the bidders wit insane personality disorder messages demanding money on my listing

[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:18:00 AM
[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:25:00 AM
there, i went ahead sent sent [Edit for profanity] you messages to all the top bidders and others as a form of self destruction since i have no one to take it out on

im sucha [Edit for profanity] baby huh? a narcositic hand out baby wit mental disorders who cant do [Edit for profanity]

feel me cousins.

just like u all said namean

what is it uhm i've got severe mental problems, need help, rely on my retarded ass parents, u guys said all kinds of [Edit for profanity] up [Edit for profanity]

[Edit for profanity]

Posted By: mmmmaker 11/12/2006 12:27:00 AM
i done sent [Edit for profanity] u messages to all the top bidders n others, customer service is next

n [Edit for profanity], u aint bidding on [Edit for profanity]. if they dont term me which they gonna den ill jus axe em tuh cancel mah [Edit for profanity] account for life

[Edit for profanity]

u like that? one more

[Edit for profanity]

Cory Duval Threatens to "Be On The News"

Cory's meltdown is entering its fourth hour, and he's losing it... Here, he suggests he'll be on the news after doing something scary...

His entire tone changed here into a gangsta voice we'd never seen before. The effect was a little bonechilling. There were lots of pm's flying around asking each other if this guy was gonna go shoot up a shopping mall or something.

Key Phrase: see u all onna [Edit for profanity] news when i make my final statement b4 i reach the other side

QUOTE (RogWilco @ Nov-12-2006 12:04 AM)
As entertaining as these many threads have been, I'm beginning to think that it would be in Cory's best interests if we all refrain from posting anything that might provoke a reaction (even rational and sound advice - something I would LOVE to receive on my thread, wink wink).

Based on my observations of his behavior on these forums, I have no doubt that he suffers from a personality disorder. If it is indeed narcissistic personality disorder, it sounds as though what he is saying is not what he actually feels (at least subconsciously). If this behavior is rooted in a deeper sense of inadequacy, calling him immature, arrogant, delusional, etc. is only going to add fuel to the fire. While it may not have as much of an effect as a childhood of disconnect with his parents, it certainly cannot help.

Cory will have to decide for himself to seek help. He must make the acknowledgment of his condition, and decide what to do. We cannot do that for him, and attempting to reason with someone in this state of mind is futile.

I imagine he may try to attack me for this post, but perhaps on a deeper level he will understand that I am speaking with his best interests at heart.

So, let's all give him a break. I think what he needs right now more than ever is compassion, understanding, and patience - not ridicule and criticism (which would certainly be due, if we were dealing with someone of a stable mental state).

So Cory, I really do hope the best for you. You may not be in a state to understand that now, but perhaps in the future you might. Best of luck and I hope someday you succeed in reaching your dreams.


shut your dumb [Edit for profanity] up [Edit for profanity], i do gotta personality disorder i'm [Edit for profanity] loked.

and i just got high as [Edit for profanity] n iont givvuh [Edit for profanity], [Edit for profanity].

prosper.com can [Edit for profanity] and all the [Edit for profanity] up in customer service can [Edit for profanity]
[Edit for profanity].

allayall -[Edit for profanity]

[Edit for profanity]

imma [Edit for profanity] drug addict too yo, str8 loked. mad personality disorders\problems

see u all onna [Edit for profanity] news when i make my final statement b4 i reach the other side

[Edit for profanity].

out.

Cory Duval Slaughters Everyone

When we left off yesterday, we were in the middle of Cory's lunatic breakdown and tantrum after he realized he wasn't going to receive his $24,750 loan.

As his world goes up in flames, Cory Duval starts talking like a Columbine shooter. Having already threatened one lender with a fantasy of punching her teeth out and crushing her skull, he starts remarking simply "slaughtered" to all who approach. It's hard not to see him holding a semiautomatic weapon and ammo belt (if not a trenchcoat) in this thread.

Notice how he still manages to collect himself to pitch for the $24,750 again, even remarking that he had to cut corners to reduce the original $30,000 price tag.

At the end of this post, he's edited by Prosper Brian, the moderator again. I have to say Prosper Brian did an admirable job. He knew the transcript was important, but he was sworn to delete profanity. He did a surgical job, and not an easy one.

Cory is about to unleash a barrage of F-bombs, after the following exchange.

Key Phrases: "Slaughtered." "This will be my last post." "PUBLIC SLAUGHTER #2" "Everything is false, incorrect, and a lie\twisted." "I choose to live at home to benefit my career " "You've been slaughtered multiple times" "I chose to be unemployed to benefit my learning and novice-to-pro stage the past 3 years, and it worked, and I'm proud of it. "

QUOTE (oregonguy @ Nov-11-2006 08:58 PM)
My question is why do you need $25,000 to start a website? I started a website that has produced a quarter of a million dollars in revenue, and it cost me less than $500 to get started.

You also mention even if the site fails, you will pay off the loan in 18 months. Even if your income is 100% used for the loan at $1200 that is still only $21,600.

You're young...I think the advice of getting a job, establishing credit, and saving to get started is the way to go.

How about you try paying attention and not bring already answered questions up about things I've already covered multiple times. Then, when your brain processes that, come back and we'll talk.

$500 site my ass. You're not including all the costs. Maybe the domain and site work, that is it.

Liar.

QUOTE (DarthBreezy @ Nov-11-2006 09:03 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:00 PM)

$500 site my ass. You're not including all the costs. Maybe the domain and site work, that is it.

Liar.

*bites toung*

MY site compleated for quite a bit under 1K - Heck, building a website is EASY - you can even down load basic plug and play templates for under 50$ to get started....

he Money

Requested Amount: $24750 (The original price of start-up that I came up with was almost $30,000 including security, I had to minimize a little)

$10,000 – Back-up, expansion, & security. [I can afford to pay the extra interest on the $10,000, I explain later.]
o Also Covers the loan payment for 3-4 months which gives me 3-4 months to start profiting. I'll have made $10,000-$15,000+ by the end of my 3rd month being open to the public. Secures me so no late payment as well. Bank won't go under $5000 even if I make $0.

$7000 – Site development including high quality graphics, flash intro&other, affiliate & merchant software\customization [Private Affiliate Program], licensing, copyrights, accounts, domain, hosting, legal fees\lawyer fees\ and a list of others.

$3000 – Advertisement [Plus 4 other methods of generating targeted traffic separate from the $3000. Not including word of mouth, classifieds, free link exchanging, free programs, or anything else. All 4 are powerful and unique, rare methods.]

$4000 – Various other costs and private expenses I can’t name to protect my website and idea. Includes computer upgrade, secure laptop (Doesn't even have interner or a modem), some small office supplies, and the rest I can't say. I would love to, but I can't. Not yet. If you ever want to open a good site later down the road though, just ask, I'll hook you up.

Don't doubt me.

I've got every cent mapped out.

That is the basic outline so I don't have to copy and paste the .doc files here.

QUOTE (SoCal24 @ Nov-11-2006 09:06 PM)
WOW you are beyond help. You are unwilling to listen.

I reccommend you join the Marines or the Army and learn about real life. Also you need to GROW UP. Holding back tears because you didn't get funded and refusing to get a job.

You want us to bid on you and you have no way of paying us back.

Oh I forgot you mention you will keep 5,000 to pay back. WOW that's an awesome investment, put in $25,000 and get back $5,000 guranteed (That's about the dumbest investment idea I heard in my life).

I believe you would have a better chance by just asking for the money without mentioning your wonderful investments and how you will pay back and refusing to get a job.

Oh you will now also want me to get hit by a semi too huh? LOL Bring it. You are the lucky one behind the computer since I'm sure NO ONE here agree with you.


GET A JOB AND GROW UP
socal24

-------- PAUSE -------------

This will be my last post. I want to display how none of you are intelligent enough to speak a word to me. Everyone focus their attention on this "Socal" guy. Watch how I show to you all his completely empty brain.

"Holding back tears because you didn't get funded and refusing to get a job."

My reply: QUOTE: "Not because I didn't get what I need, but because I'm hurt by my failure, the doubt you showed me after I tried so hard to prove my honesty, and the dream, life, love, and hope that you just crushed."

Proof you are 100 percent foolish and incorrect with every single word you just said. Pure ignorance.

What I didn't reveal was the other part of my life. I'll let you think on that, find it in this thread. You deserve no reply from my superior brain, peasant.

"Oh I forgot you mention you will keep 5,000 to pay back. WOW that's an awesome investment, put in $25,000 and get back $5,000 guranteed (That's about the dumbest investment idea I heard in my life)."

My response: I stated multiple times (At least 5+) that I'm KEEPING $5000 BACK (SETTING IT ASIDE), so that EVEN IF I MAKE $0, I STILL HAVE $5000 TO MAKE LOAN PAYMENTS WITH AND CAN GET A JOB [Faxed W2s for my proof of ability to get a job + father is manager + uncle is manager + other uncle is manager - with full documentation to prove it [Not provided to group leader and not requested from him]. Don't blame your ignorance on me either, I explained it clearly multiple times. A 12 year old would of understood it. Pure foolishness, immaturity, and ignorance.

"I believe you would have a better chance by just asking for the money without mentioning your wonderful investments and how you will pay back and refusing to get a job. Oh you will now also want me to get hit by a semi too huh? LOL Bring it. You are the lucky one behind the computer since I'm sure NO ONE here agree with you."

My response: I would like you to take a moment to realize you have just been slaughtered and that it is impossible for you to win or control a debate\arguement\fight\discussion with me and I hope you attempt another reply so that I can further stomp your peasant mind into digital cyberspace.

---Slaughter ended---

QUOTE (Mark12547 @ Nov-11-2006 09:13 PM)
QUOTE (mmmmaker @ Nov-11-2006 08:15 PM)
QUOTE (DebInVenice @ Nov-11-2006 08:11 PM)
Unfortunately Prosper does not work for everyone. If not getting a loan on Prosper has crushed your dreams, then maybe that was not the dream for you. What would you be doing if Prosper never existed, where would you go for funding. If that avenue didn't work, where else would you go.

If this (whatever it is) is truly your dream, then not getting a loan should just be a disappointing speed bump on the way to success, not the end of your world.

I've been trying to get loans before prosper. Get out of my thread too, or I will report you for cluttering up my post with unintelligent stupid foolish and flat out dumb replies after I asked you nicely to please exit. Thanks bud.

Just what is wrong with someone giving you good, solid advice?

Prosper doesn't work for everyone.

If your wonderful web site is indeed as good as you think it will be, it will be good if you start it in two years, owned by you, clear and debt free, not worrying about loan payments on top of all your other expenses. (Debt adds risk to most ventures.)

Meanwhile, is there opportunity to get exposure to whatever the content of your site will be offering so you will have more knowledge on the subject? Or to get experience developing web pages or doing web programming? That way, while building up sufficient savings, you will also be better prepared to handle the web site.

If this is really your dream, what you have is a "Not yet!", not a "No!"

It is still quite possible that in a few years you will look back and think that the "Not yet" you received from the Prosper community was actually good.

100 percent false, you're lucky I don't feel like disecting every sentence you just said and slaughter you.

If I needed advice, I would ask. Stop treating me as if you know something about my situation, options, ability, loan, website, finances, ect - you don't. Get over yourself. I'm young, but you have no advice to offer me. Accept it and stop trying. Quit pretending you "Know everything" or more than me and stop with the advice I don't need - I'm way ahead of everything you just said and will have a plan of action by the end of the night.

That is why I can't take advice. Accept it and get over it. Jesus christ.

QUOTE (allout6 @ Nov-11-2006 09:19 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:08 PM)
QUOTE (DarthBreezy @ Nov-11-2006 09:03 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:00 PM)

$500 site my ass. You're not including all the costs. Maybe the domain and site work, that is it.

Liar.

*bites toung*

MY site compleated for quite a bit under 1K - Heck, building a website is EASY - you can even down load basic plug and play templates for under 50$ to get started....

The Money

Requested Amount: $24750 (The original price of start-up that I came up with was almost $30,000 including security, I had to minimize a little)

$10,000 ? Back-up, expansion, & security. [I can afford to pay the extra interest on the $10,000, I explain later.]
o Also Covers the loan payment for 3-4 months which gives me 3-4 months to start profiting. I'll have made $10,000-$15,000+ by the end of my 3rd month being open to the public. Secures me so no late payment as well. Bank won't go under $5000 even if I make $0.

$7000 ? Site development including high quality graphics, flash intro&other, affiliate & merchant software\customization [Private Affiliate Program], licensing, copyrights, accounts, domain, hosting, legal fees\lawyer fees\ and a list of others.

$3000 ? Advertisement [Plus 4 other methods of generating targeted traffic separate from the $3000. Not including word of mouth, classifieds, free link exchanging, free programs, or anything else. All 4 are powerful and unique, rare methods.]

$4000 ? Various other costs and private expenses I can?t name to protect my website and idea. Includes computer upgrade, secure laptop (Doesn't even have interner or a modem), some small office supplies, and the rest I can't say. I would love to, but I can't. Not yet. If you ever want to open a good site later down the road though, just ask, I'll hook you up.

Don't doubt me.

I've got every cent mapped out.

That is the basic outline so I don't have to copy and paste the .doc files here.

Once again:

You're a kid, with no proof of money management or any past credit history and you're asking for 25 thousand dollars.

Maybe the fact that you've never had a job contributes to your ignorance in the understanding of how much money this is.

You EXPECT lenders to give you the money based on NOTHING.

BASED ON A CALCULATION FROM A KID WITH NO COLLEGE DEGREE, NO STRONG EVIDENCE AND THE MATURITY OF A KID STILL IN HIGHSCHOOL


-- PUBLIC SLAUGHTER #2 ----

Victim: "all out"

"You're a kid, with no proof of money management or any past credit history and you're asking for 25 thousand dollars."

My response: I'm not a kid, I'm an adult male, man. Second, I've been registered since May. I've seen people with very high debt to income percentages, barely able to make the loan they request, ruined credit, poor loan descriptions you can barely read, the list goes on - still get funded. They have physical evidence of poor money management skills - as with the majority of HR, NC, E, D grades. I have physical evidence of great money management with dozens of links to website right now that I've read and learned from - I've even already helped someone in the forum using my money management skills. Pure ignorance, slaughtered.

"Maybe the fact that you've never had a job contributes to your ignorance in the understanding of how much money this is."

My response: I got a job as soon as I turned 14 and stayed with the company for 3 1\2 years, a raise, highest paid in my age group, 3 different store locations, 3 different postions, and quit. W2's, numbers to stores, references with managers, ect. for proof - Group leader has my W2 forms. Slaughtered.

"BASED ON A CALCULATION FROM A KID WITH NO COLLEGE DEGREE, NO STRONG EVIDENCE AND THE MATURITY OF A KID STILL IN HIGHSCHOOL"

My response: Slaughtered. You have the intellect of a 20 year old, mine is of much older age.

I dare you to post again, because I will continue to slaughter you until you admit you're below me in rank, intelligence, and ability to debate.

Best move for you is to get out of this thread.

QUOTE (oregonguy @ Nov-11-2006 09:27 PM)
Please. do stop posting! Read through all the postings though. It isn't that everyone else is stupid and wrong, and you are right. Anyway, I really did start my site with around $500. I was working full-time, and did it as a part time venture. Registering the domain I think was $35. I used a program called html assist, which I think cost about $50. There was a business license, that was probably $50 at the time, and some money for advertising. I had a niche business, I created a brochure and went through trade journals and mailed out letters. To start with, I probably mailed out 500 - At the time, that was about $145 in postage, and about another $100 in printing and envelope costs. (It was pretty low tech, but it worked) - I paid for 3 months of web hosting, that was $75. Let's see, that is $455. I eventually put more into the business, I remember paying $600 for a scanner in 1996...Up until then, I had access to someone else's scanner. I couldn't afford to start with one though it was important for my business, but I made due until I could afford to re-invest in my business. I eventually did computer upgrades, etc. I started this business 11 years ago, it has never been a full time gig for me (and it hasn't taken a majority of my time) and it has produced an average of $25,000 a year in revenue for me...all started from under $500. It CAN be done without putting $10,000 into security and back-up, whatever the heck you mean by that.

oregon,

I have no problem paying it off and said already I can afford it, even at a higher interest if the law allowed it. I want the $10,000 in back-up, the interest\payment\money doesn't matter. The loan would of been paid off early even if my site failed. I think you subconciously hold hatred towards me for being what I am, which in turn causes you to attempt to drive me away from being so safe and secure, so perfect in my planning. It goes back to the caveman days. See how I could think that? It might of been cause you didn't read though, I don't know.

Posted By: mmmmaker 11/11/2006 9:36:00 PM
whose next.

QUOTE (DarthBreezy @ Nov-11-2006 09:37 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:34 PM)

I have no problem paying it off and said already I can afford it, even at a higher interest if the law allowed it. I want the $10,000 in back-up, the interest\payment\money doesn't matter.

With WHAT MONEY???


10K worth of mega millions tickets? You have a Nigerian investor? You own stock in McD's and have the royalties to the new McSandwich name?


Just.... No...


Pay attention. Do you suffer a learning disability? Is it hard for you to understand? Let me explain it in preschool step by step sentences

-i-have-0-in-bills-0-in-cost-of-living

-i-have-1200-1500-optional-income.

-even-if-no-one-will-hire-me-most-of-my-family-is-in-management-positions-with-documentation-resumes-faxes-ect-for-proof

Now, let me re-explain all of this for you. Pay attention this time.

Fact: $10,000 in spending\emergency\loan payment\back-up\other with over $5000 ($5300, $5500, $5900, idk.) left even if I make $0 [Making under $10,000 is mathematically proven impossible. Equation: High quality product\service + large amount of targeted traffic + inexpensive + huge market+demand + new, creative, original, at high risk for copycat, fresh, appealing + skills + aggressive promotion + unique methods of generating sales (Even manually) + affiliates selling memberships + knowledge + money + visually appealing + easy to run + manual sales = guaranteed sales, even if it is only 100 or 200 during the whole 6-12 months.)

But let us just say something happens, my site gets attacked by the strongest hacker force on the planet and surrounded at all angles my multi-national hackers. I make $0. I sell for $0.

Fact: I still have $5000+ left. I would then get a job, and make $1200-$1500 payments on the loan each month.

We both know I'll make over $10,000, it is mathematically proven and I refuse to allow anyone to argue with it as it is a solid fact.

Even if I did only sell 100-500 memberships and make under $10,000 that still gives me $10,000-$15000+ after I sell the site. That is a $10,000+$15000 deposit followed by $1200-$1500 deposits (Since I've got to do it manually on prosper) each month. 18 months or less, just like I said the whole time. My credit goes up, looks great on record, I've proven myself worthy of funding, and was so secure and safe that my first go at semi-pro didn't cause me any problem, trouble, debt, risk, nothing. Clean operation from start to finish.

QUOTE (allout6 @ Nov-11-2006 09:40 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:25 PM)
Victim: "all out"

"You're a kid, with no proof of money management or any past credit history and you're asking for 25 thousand dollars."

My response: I'm not a kid, I'm an adult male, man. Second, I've been registered since May. I've seen people with very high debt to income percentages, barely able to make the loan they request, ruined credit, poor loan descriptions you can barely read, the list goes on - still get funded. They have physical evidence of poor money management skills - as with the majority of HR, NC, E, D grades. I have physical evidence of great money management with dozens of links to website right now that I've read and learned from - I've even already helped someone in the forum using my money management skills. Pure ignorance, slaughtered.

"Maybe the fact that you've never had a job contributes to your ignorance in the understanding of how much money this is."

My response: I got a job as soon as I turned 14 and stayed with the company for 3 1\2 years, a raise, highest paid in my age group, 3 different store locations, 3 different postions, and quit. W2's, numbers to stores, references with managers, ect. for proof - Group leader has my W2 forms. Slaughtered.

"BASED ON A CALCULATION FROM A KID WITH NO COLLEGE DEGREE, NO STRONG EVIDENCE AND THE MATURITY OF A KID STILL IN HIGHSCHOOL"

My response: Slaughtered. You have the intellect of a 20 year old, mine is of much older age.

I dare you to post again, because I will continue to slaughter you until you admit you're below me in rank, intelligence, and ability to debate.

Best move for you is to get out of this thread.


I believe the legal age to work is 16? So where did you work? Did your daddy and uncle that are MANAGERS get you a job? You must surely be proud of them? How long did they have to work at McDonalds to get that far up?

And with somebody that is so highly educated and intelligent such as yourself, your only proof that you could obtain a job is because of your father or your uncle. Somebody that is so intelligent, as you proclaim yourself to be, and is not in college or trade school to try and further better himself....only shows your ignorance in the inability to manage your life and future.

Please...get a life. I think that you lack the understanding people in this world work hard for their money and aren't going to hand it out to a punk kid such as yourself.


***SLAUGHTERED***


"I believe the legal age to work is 16? So where did you work? Did your daddy and uncle that are MANAGERS get you a job? You must surely be proud of them? How long did they have to work at McDonalds to get that far up?"

My reply: Kroger, legal age is 14 in Dublin, OH. Look it up. I gave group leader W2 forms that prove it. The rest of what you said is trash, come harder next time.

"And with somebody that is so highly educated and intelligent such as yourself, your only proof that you could obtain a job is because of your father or your uncle. Somebody that is so intelligent, as you proclaim yourself to be, and is not in college or trade school to try and further better himself....only shows your ignorance in the inability to manage your life and future."

My response: Thank you for noticing my intellect, I knew you would come around. It is true, I'm lucky enough to be able to look to family in the event I can't get a job (We all can tell I can get a job doing something with computers, let us not be as foolish as "allout")

"Please...get a life. I think that you lack the understanding people in this world work hard for their money and aren't going to hand it out to a punk kid such as yourself."

My response: Further proof of your weak minded childish intellect that is no where near capable of having a serious debate with someone so incredibly intelligent (As you so kindly complimented me (sarcasm)) as myself.

Slaughtered.

That is a big hole I just stomped in your head.

Everyone see that? Someone get a close-up.

QUOTE (allout6 @ Nov-11-2006 09:48 PM)
QUOTE (DarthBreezy @ Nov-11-2006 09:45 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:43 PM)
<----Jackass.

Fixed.


As for your "optional income", are you a drug dealer?

His problem is that his optional money is from getting a job when he wants it, either with his uncle or dad. That's the problem with some kids these days, they don't have to work for anything. It's about who they know and not what they make happen by themselves.

He has been given a handout for everything and that's they only way he can get a job and that's why he thinks he can walk on here...throw out a few numbers with a small description as to where the money would go and think we'll all hand him the money.

What a joke, just like I stated before.


You said: "His problem is that his optional money is from getting a job when he wants it, either with his uncle or dad. That's the problem with some kids these days, they don't have to work for anything. It's about who they know and not what they make happen by themselves."

My reply: QUOTE FROM ME "even-if-no-one-will-hire-me-most-of-my-family-is-in-management-positions-with-documentation-resumes-faxes-ect-for-proof"

Which is proof you have no clue what you are talking about. I never said I planned to work at a familys place or get them to get me a job, I said it is a last resort, clearly, multiple times all over this whole board.

You are truly showing how stupid you really are, serious. I suggest you stop before I further slaughter you, serious.


"He has been given a handout for everything and that's they only way he can get a job and that's why he thinks he can walk on here...throw out a few numbers with a small description as to where the money would go and think we'll all hand him the money. "

See? Everything is false, incorrect, and a lie\twisted. Take a read over the slaughters I just gave you, and wake up to the reality you are losing horribly at trying to debate with me. Sorry bud.

QUOTE (DarthBreezy @ Nov-11-2006 09:52 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:48 PM)

My response: Further proof of your weak minded childish intellect that is no where near capable of having a serious debate with someone so incredibly intelligent (As you so kindly complimented me (sarcasm)) as myself.


OK guys, I htink we should really leave this 'battle of wits' as it apears that our opponent is truely, unarmed...

Since you (as in the OP) seem to be assured of a hand out from family, perhaps that is whom you should be turning to....


No hand-out, just a back-up\last resort to protect my chance to build a PERFECT record. I will have no late payments or mistakes or errors, ever. I'm too safe, to thought-out, to cautious. Something big would have to happen, like a economic depression.

QUOTE (BassMan78 @ Nov-11-2006 09:57 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:49 PM)
Also, QUOTE: "-even-if-no-one-will-hire-me-most-of-my-family-is-in-management-positions-with-documentation-resumes-faxes-ect-for-proof"

You failed to read, AGAIN, due to your lack of intelligence.

I said "even if no one will hire me".

Fool.

So I guess that is were this will come from: -i-have-1200-1500-optional-income

Basically that is saying, my family will back me up if I get behind so I dont have to work?

If you can get $12-1500 that easy. Why not take that the person that gave you the amount, go to the bank with that person and have them co-sign with you. Use the -i-have-1200-1500-optional-income and use it tp pay on the loan till you find a job.


"Basically that is saying, my family will back me up if I get behind so I dont have to work?"

My reply: No, I didn't say that, nothing like that, nothing close to that, nothing similar, nothing related, nothing. Pay attention and read.

The rest of your reply was about the same incorrect information you incorrectly perceived.

QUOTE (allout6 @ Nov-11-2006 09:59 PM)
QUOTE (mmmmaker @ Nov-11-2006 09:49 PM)
Also, QUOTE: "-even-if-no-one-will-hire-me-most-of-my-family-is-in-management-positions-with-documentation-resumes-faxes-ect-for-proof"

You failed to read, AGAIN, due to your lack of intelligence.

I said "even if no one will hire me".

Fool.

I firmly believe you do need to seek some physcological help. Your arrogance and self-proclaimed intelligence displays your mental instability and your need to make yourself feel better.

Your ignorance of the real world and how life works is unberable. The fact that you you have never had a real job - sure, you may have worked at McDonalds or some sweat-shop when you were 14 years old, but that displays nothing of your business skills, real world savy or intelligence - shows you know nothing of what it takes to run a company or even be able to manage things properly enough to run a company.

You are in need of seroius help or maybe just in need of a reality check. I'm not sure which. I would definately recommend some help though.

I wish you the best, I hope you do not let this experience ruin your dreams. You are definately an arrogant kid that needs to grow up tremendously. I would recommend that you go to college, establish some credit, and if you are as intelligent as you think you are, you will be successful in life...

-AllOut-


Coward, you know you got slaughtered with 2 replies filled with incorrect information, false perceptions, lies, twisted truths, mistakes, errors, the list goes on man.

I know you are jealous of my greatness, know how? Because none of you gave this hard of a time to others - and they had ruined credit and huge list of other bad things going for them - yet you don't say to them "Why don't you just get a job, buy all off-brand foods, wipe your a** with your fingers - then you won't need the loan and can save hundreds per month!" and they have physical proof you can see and view of bad decision making, bad money management skills, bad credit, and no real drive to better their life or secure their future (Majority)

Yet with me, you attack. Why? You're jealous\envy.

If you knew how messed up things are right now, you surely would not envy me or be jealous of anything but my site\mind.

And that is how I know you're all hating. It is programmed into mans mind. You see someone with a pile of food bigger than yours, and you want the food, maybe fight for it. You creep in the bushes and gaze at the other persons pile and feel envy - it is a natural animal feeling (Humans are classified as animilia - google.com)

Otherwise, you would of treated me with the same respect you treat people who come here "I need help! please!" begging for money because they messed up, EVEN though they have the power and knowledge to make it right. (Not in all cases, don't get me wrong)

Proof of your envy.

I don't mind, I'm used to it.

I had one of the most original and well organized listings (not THEE most, one of the most) yet no one says "hey nice listing"

From the very beginning, you all started in with attacks - not questions - but attacks\sarcasm\disrespect\rude remarks.

Fact - check the forums for proof.

QUOTE (Mark12547 @ Nov-11-2006 10:04 PM)
QUOTE (allout6 @ Nov-11-2006 09:45 PM)
Funny isn't it?? He just doesn't get it...

I must admit the sales technique on getting lenders to bid on his loan has been ... weak.

No matter how great his web site content is, if his sales technique is as ... weak ... on attracting subscribers and eventually a purchaser of his fantastic web site, the profits just won't be there.

I think Nick was right in recommending a job: the experience of dealing with the public would help, as would the discipline of a regular job and the need to comply with the supervisor's requests in spite of what one may think of one's own priorities. And, no matter what one's ultimate objective is, learning persistence can't hurt!

After exchanging PM's with Nick about the documents he was provided, and then with the message that started this particular thread, my opinion of Nick has climbed several steps. Thank you, Nick!

You said: "
No matter how great his web site content is, if his sales technique is as ... weak ... on attracting subscribers and eventually a purchaser of his fantastic web site, the profits just won't be there."

My response: As I've already made clear - Even if it does profit $0, the loan will still be paid off in about the same amount of time with $5000 securing the impossibility of a late payment.

Don't ask me how - find out for self by reading my posts. I'm sick of you bringing in foolish unintelligent replies to my thread - stop it.

QUOTE (allout6 @ Nov-11-2006 10:12 PM)
Correction:

We say this to you because you are ingorant.

YOu do not have bills, because you live with mommy and daddy. You have not even shown that you can live by yourself or manage your own money - because you have none.

You have not had time to ruin your own credit, that's why you don't have a report!!

We are not so hard on other people, because some of them are actually trying and doing things to better their lives....you simply sit there and beg for a handout. You have done nothing to better your own life, just simply sit there and feel sorry for yourself.


False.

Quote from profile:
I?ve been unemployed the past 3 years because once I moved here to FL due to my father receiving a promotion and the company moving us (fully paid for) I got serious with launching a big career and cut all my expenses (Including car payment, car insurance, gas, entertainment, clothes, cell phone minutes, everything.) to give me the full $1200-$2000 from a job in the event I would need it in an attempt to better my chances of getting a bank loan. (I got declined.)

I've tried multiple times to get loans, before I signed up to prosper in May.

read the detailed information, links are somewhere. You don't deserve for me to link you to them.

UOTE (allout6 @ Nov-11-2006 10:12 PM)
Correction:

We say this to you because you are ingorant.

YOu do not have bills, because you live with mommy and daddy. You have not even shown that you can live by yourself or manage your own money - because you have none.

You have not had time to ruin your own credit, that's why you don't have a report!!

We are not so hard on other people, because some of them are actually trying and doing things to better their lives....you simply sit there and beg for a handout. You have done nothing to better your own life, you simply sit there and feel sorry for yourself.


I choose to live at home to benefit my career - as stated before.

I will continue to live at home until my career is launched - it is recommended on several sources, fool. I'm doing the intelligent thing.

Moving out would take away a lot of options and make my chances of getting a bank\other loan harder

See, you're so unintelligent and foolish - the things that come from your mouth are nothing less than stupid for lack of a better word...just stupid man lol.

You've been slaughtered multiple times, and every sentence you typed has been dominated and won over. Give up - you can't beat me.

QUOTE (allout6 @ Nov-11-2006 10:20 PM)
QUOTE (mmmmaker @ Nov-11-2006 10:14 PM)
QUOTE (allout6 @ Nov-11-2006 10:12 PM)
Correction:

We say this to you because you are ingorant.

YOu do not have bills, because you live with mommy and daddy. You have not even shown that you can live by yourself or manage your own money - because you have none.

You have not had time to ruin your own credit, that's why you don't have a report!!

We are not so hard on other people, because some of them are actually trying and doing things to better their lives....you simply sit there and beg for a handout. You have done nothing to better your own life, just simply sit there and feel sorry for yourself.

False.

Quote from profile:
I?ve been unemployed the past 3 years because once I moved here to FL due to my father receiving a promotion and the company moving us (fully paid for) I got serious with launching a big career and cut all my expenses (Including car payment, car insurance, gas, entertainment, clothes, cell phone minutes, everything.) to give me the full $1200-$2000 from a job in the event I would need it in an attempt to better my chances of getting a bank loan. (I got declined.)

I've tried multiple times to get loans, before I signed up to prosper in May.

read the detailed information, links are somewhere. You don't deserve for me to link you to them.

Well, if you would have had a job for the past three years and been saving you would have enough money now to start your business. But you haven't. You have sat on your ass and let your mommy and daddy pay for everything for you.

You're pathetic. I've wasted enough time in this forum on you....

As I have already stated: your ingorance is unberable.

You need to consider growing up and not rely on your parents for everything. 25 THOUSAND AND YOU STILL LIVE WITH YOUR PARENTS?!? You are insane.

Seek Help.



you said:

"Well, if you would have had a job for the past three years and been saving you would have enough money now to start your business. But you haven't. You have sat on your ass and let your mommy and daddy pay for everything for you."

My response: Fact: The majority of all large\medium expensive businesses\sites are took out with loans. It is the american way - they do not spend years saving $25,000-$50,000-$100,000. I'm sure some do, but majority do not. What you just said is one of the most unintelligent things I've ever heard, easily. "Why don't you just get a job and save for 3 years! if you would of saved for 3 years blah blah" LOL. What a fool man.

"You're pathetic. I've wasted enough time in this forum on you...."

My response: AKA: damn, i attacked this dude and he slaughtered me, I better get out of here


"You need to consider growing up and not rely on your parents for everything. 25 THOUSAND AND YOU STILL LIVE WITH YOUR PARENTS?!? You are insane."

Living with my parents was an intelligent and recommended move - a display of my ability to better my situation. Stop acting like I'm some teenager working a mcdonalds job who stays out until 3 in the morning drinking and still lives with their parents.

Also, I never said I was relying on my parents - only as a last resort\emergency. Further, a large portion of the entire american population including african americans living in a single parent home look to their parental guardian for emergency\last resort - proof you are envyious and jealous of me. You're trying to make me out to be something I'm not, and you failed horribly at it as I have defended my status to the fullest and completely stomped on your every sentence with ease and little effort.

Fool

Seek Help. :lol:


Posted By: mmmmaker 11/11/2006 10:28:00 PM
My job here is done.

Goodbye all.

QUOTE (gb3 @ Nov-11-2006 10:35 PM)
QUOTE (mmmmaker @ Nov-12-2006 02:08 AM)
I know you are jealous of my greatness, know how? Because none of you gave this hard of a time to others - and they had ruined credit and huge list of other bad things going for them - yet you don't say to them "Why don't you just get a job, buy all off-brand foods, wipe your a** with your fingers - then you won't need the loan and can save hundreds per month!" and they have physical proof you can see and view of bad decision making, bad money management skills, bad credit, and no real drive to better their life or secure their future (Majority)

Psst...99 times out of 100, they HAVE a job. I dare you to find any successful borrowers without a job or existing successful business. You have no job, no existing successful business, and you've yet to convince anyone you've got a profit-generating website on the way. You've repeated it many times, you just haven't done a good job of convincing anyone. That tells me you probably wouldn't be able to convince anyone to sign up for whatever amazing services your site will offer.

If you think you're a successful advertiser, look at this as the example. You convinced no one to loan you money. How would you convince customers to give you money?


I chose to be unemployed to benefit my learning and novice-to-pro stage the past 3 years, and it worked, and I'm proud of it. I would of never been this good at what I do had I not at that much time and energy to put into it.

Again, you are horrible at making any sense and I have just easily displayed why everything you say is irrational.

So stop acting like I'm just unemployed to be unemployed cause I don't want a job, stop downsizing me. I've made all the smart moves, especially living at home and taking advantage of the opportunity to master my abilities the past 3 years. I benefited greatly from both of those two wise decisions and would make them again if I had to.

Fool.

(You deserved to be called it, don't act like I'm being disrespectful - you are the one out of line here. Respect me and get respect back. That whole message was disrespectful, no matter what you think.)

QUOTE (gb3 @ Nov-11-2006 10:55 PM)
QUOTE (Tokyo Joe @ Nov-12-2006 02:54 AM)
Oh, I was confused.

Easy to be confused when he makes no sense.

Twice as much as you.

QUOTE (lenderguy @ Nov-11-2006 11:49 PM)
Hey Cory,

You know what sucks about being the only genius in a land of idiots? You still have to deal with them.

Take a step back. Look at life. If you had to do *everything* by yourself, think about how much work it would be. Too much. You *need* other people to succeed in life. You need them to loan you money, you need them to give you a job, and you may need them to buy products from you.

When you want something from somebody, you have to figure out how to get it from them. That means you have to deal with them on *their* terms, not yours.


shut the [Edit for profanity] up.

This post has been edited by Prosper Brian on Nov-12-2006 09:43 AM